شروط الخدمة

3.1 Account Creation

You must create an account to use the Service. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account details
• Keep login credentials and API keys confidential
• Notify us immediately of unauthorized access
• Be responsible for all activity under your account

3.2 Account Suspension

We may suspend or terminate your account if you violate these Terms, misuse the Service, or engage in fraudulent, abusive, or unlawful activity.

4.1 Non-Custodial Payments

Crypto Pay helps merchants create payment requests, monitor blockchain activity, and reconcile payment status. Supported payments settle directly to wallet addresses you control. We do not take custody of customer funds on your behalf.

4.2 Permitted Use

You may use the Service to:

• Accept cryptocurrency payments for legitimate goods and services
• Generate payment links, checkout flows, and API integrations
• View transaction status, reporting, and merchant dashboard features
• Communicate with our support team regarding your account

4.3 Prohibited Use

You agree not to:

• Violate any applicable law, regulation, or sanctions program
• Process payments for illegal goods, services, or fraud schemes
• Misrepresent supported assets, settlement times, or fees to customers
• Attempt unauthorized access, scraping, or reverse engineering of the Service
• Transmit malware or interfere with platform operation
• Use the Service to launder funds or conceal illicit activity
• Resell or sublicense the Service without our written consent

5.1 Payment Requests

When you create a payment request, you specify amount, asset, and destination wallet. Customers send funds on-chain to the address associated with that request. Blockchain transactions are irreversible once confirmed.

5.2 Fees

Fees for use of the Service are described on our pricing page and in your merchant agreement. Network fees charged by blockchains are separate and paid to miners or validators, not to Crypto Pay.

5.3 Supported Assets

We may add or remove supported cryptocurrencies from time to time. You are responsible for confirming asset, network, and address compatibility before accepting payment.

5.4 No Guarantee of Confirmation

We use commercially reasonable methods to detect on-chain payments, but we do not guarantee detection speed, accuracy in all network conditions, or protection against user error (wrong asset, wrong network, underpayment, or delayed confirmation).

6.1 Our Rights

The Service, including software, branding, documentation, and related content, is owned by Crypto Pay and protected by intellectual property laws.

6.2 License

We grant you a limited, non-exclusive, non-transferable license to access and use the Service for your internal business operations in accordance with these Terms.

6.3 Your Content

You retain ownership of content you submit. You grant us a license to host, process, and display that content as needed to operate and improve the Service.

9.1 As-Is Service

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9.2 Crypto and Market Risk

Cryptocurrency values can be volatile. We do not provide investment, tax, or legal advice. You are solely responsible for pricing, refunds, accounting, and regulatory obligations related to accepting crypto.

13.1 Term

These Terms remain in effect while you use the Service.

13.2 Termination

Either party may end the relationship as follows:

• You may close your account at any time
• We may suspend or terminate access for violations or risk concerns
• We may discontinue the Service with notice where feasible

13.3 Effect of Termination

Upon termination:

• Your right to use the Service ends immediately
• We may delete or retain data as described in our Privacy Policy
• Outstanding fee obligations survive termination
• Sections that by nature should survive will continue to apply

14.1 Informal Resolution

Before filing a claim, contact us at support@cryptopay.sale so we can try to resolve the dispute informally.

14.2 Governing Law

These Terms are governed by the laws of the United States, without regard to conflict-of-law principles, except where mandatory local law applies.

15.1 Entire Agreement

These Terms, together with our Privacy Policy and any order or merchant agreement, form the entire agreement between you and Crypto Pay regarding the Service.

15.2 Severability

If any provision is unenforceable, the remaining provisions remain in effect.

15.3 Assignment

You may not assign these Terms without our consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

15.4 Force Majeure

We are not liable for delays or failures caused by events beyond our reasonable control, including network congestion, chain forks, or infrastructure outages.